Debt Financing Services in Toronto For Small to Medium-Sized Businesses
Beacon is your source for professional M&A advisory and Debt Financing services in Toronto.
The M&A financial advisors at Beacon work diligently to help you maximize shareholder value while minimizing business disruption.
Your Debt Financing Solution
Businesses use capital over their lifecycle to accelerate growth. Whether you want to refinance your Corporate Debt, are looking for Mezzanine Financing to further the expansion of your business, or are considering Cash Flow financing, we can help you determine the most efficient capital structure for your business.
We boast expertise in the lower mid-market, and our experienced and well-connected team of m&a financial advisors have a history of success in providing financing and transaction advisory services.
We have deep relationships with a diverse network of capital providers that allow us to select and negotiate the best possible financing transaction for our clients. At Beacon, we arrange financing terms to position your company for continued growth.
Our Proprietary Relationships
Our years of experience and growing network have allowed us to build proprietary relationships with investors, lenders, and funds to help you with your debt investment needs.
Private Credit Funds
Private Equity Funds
Our Debt Financing Services & Solutions
Beacon offers a full suite of debt financing services in Toronto to meet the varying financial needs of small to medium businesses seeking debt investment solutions. We have experience providing financing solutions for companies in all industries.
This debt has the lowest risk because it is secured by collateral and is the highest-ranking in the capital structure.
Compared to other debts, senior debt has lower interest rates.
2ND Lien Debt
This loan occurs after a business borrows from a first lien.
The title of this financial solution indicates the priority of repayment in the case of bankruptcy. The 2ND Lien Debt is always repaid after the first-lien debt.
The interest rate for this type of financing is often the middle point between the rates associated with senior debt and 2nd Lien Debt.
This hybrid loan structure provides banks with the ability to better compete against private debt funds.
Mezzanine debt is a debt solution that offers lower repayment priority than another debt owed by the same business.
In terms of where this loan ranks in terms of repayment priority, this loan's priority sits below senior debt but above common equity.
We help facilitate convertible debt solutions to help you put a plan in place for turning your debt into equity in the future.
This type of debt compliments equity financing as it is, more often than not, senior debt secured by a business’s assets or collateral.
Businesses often use this financing alternative when they have complex financial needs that cannot be satisfied by conventional debt solutions conventional debt solutions.
Cash Flow Financing
Cash flow refers to the volume of cash that is earned and spent by a business.
Working Capital Loans
Working capital loans are a debt financing solution for small businesses with unpredictable revenue looking to regulate their operations.
This is where working capital loans come in. These loans allow businesses to maintain a more predictable cash flow to regulate their earnings and production.
Bridge loans, quite literally, are funds that bridge the gap between two loans when financing is not available.
Equipment Purchase Financing
Beacon can help you facilitate the equipment purchase financing you need, whether you need to replace equipment, upgrade equipment, or kick start production efforts from scratch.
Additional Financing Solutions
- Accounts Receivable Financing
- Inventory Financing
- Preferred Stock & Common Stock
- Royalty Financing
- Junior Capital
- Purchase Order Financing
Debt Financing Client Profile
Small and Medium Enterprise (SME’s) businesses
SME businesses looking for financing between $2,000,000 to $50,000,000.
Private corporations in Canada and the United States.
Growing & Established Businesses
Businesses with steady funds and expanding scope.
Businesses in need of distressed investing and/or debt financing solutions to make ends meet.
Types of Scenarios for Debt Financing
- Syndicated Loan Advisory
- Liquidity Event for Owners
- Sector and Geographic Expansion
- Sale of Business
- Sale of Majority / Controlling Stake
- Employee or management buyouts
Is Your Business Growing?
Call us to learn more about our Debt Financing Solutions.
Frequently Asked Questions About Debt Financing
What is debt financing?
What is the difference between debt financing and equity financing?
Why do businesses use debt financing?
How can I find the best source of funding for my business?
At Beacon, we closely work with business owners and management teams to determine what capital structure best suits our clients’ needs. Our extensive industry network of commercial and private lenders allows us to approach multiple lenders in a secure environment to ensure that our clients get the best terms possible.
What are the costs and timelines associated with debt financing?
Contact us for an initial consultation, and we will walk you through your financing options and help you choose the one best suited to your business’s financial needs and growth expectations.