Senior debt refers to debt or financial obligations that are a higher priority for repayment.

This debt has the lowest risk because it is secured by collateral and is the highest-ranking in the capital structure.

Compared to other debts, senior debt has lower interest rates.

2ND Lien Debt is a type of debt security, also known as junior or subordinated debt.

This loan occurs after a business borrows from a first lien.

The title of this financial solution indicates the priority of repayment in the case of bankruptcy. The 2ND Lien Debt is always repaid after the first-lien debt.

Unitranche is a debt financing solution that consolidates senior debt with 2nd Lien Debt.

The interest rate for this type of financing is often the middle point between the rates associated with senior debt and 2nd Lien Debt.

This hybrid loan structure provides banks with the ability to better compete against private debt funds.

We provide Mezzanine Financing to help you further the expansion of your business.

Mezzanine debt is a debt solution that offers lower repayment priority than another debt owed by the same business.

In terms of where this loan ranks in terms of repayment priority, this loan’s priority sits below senior debt but above common equity.

Convertible debt is a financing solution where a business borrows money from investors and intends to convert the debt into equity later.

We help facilitate convertible debt solutions to help you put a plan in place for turning your debt into equity in the future.

Venture debt can be either a long three-year loan or a collection of shorter-term loans.

This type of debt compliments equity financing as it is, more often than not, senior debt secured by a business’s assets or collateral.

With structured equity, businesses can obtain the funds they need without relishing control of their company. This flexible financing solution is the halfway point between senior debt and equity financing.

Businesses often use this financing alternative when they have complex financial needs that cannot be satisfied by conventional debt solutions conventional debt solutions.

Cash flow financing is a debt solution that occurs when your business’s projected cash flow can back the obtained funds.

Cash flow refers to the volume of cash that is earned and spent by a business.

Expansion financing, also known as a business expansion loan, is a loan provided for businesses that are already established and looking to obtain funding for business expansion and accelerated growth.

Businesses require working capital for their day-to-day operational needs (rent, labour costs, materials, etc.)

Working capital loans are a debt financing solution for small businesses with unpredictable revenue looking to regulate their operations.

This is where working capital loans come in. These loans allow businesses to maintain a more predictable cash flow to regulate their earnings and production.

It is not uncommon for businesses to apply for different loans and have time between these loans when they require financing.

Bridge loans, quite literally, are funds that bridge the gap between two loans when financing is not available.

Get financing to obtain the equipment you need to maintain or elevate your daily operations and production efforts.

Beacon can help you facilitate the equipment purchase financing you need, whether you need to replace equipment, upgrade equipment, or kick start production efforts from scratch.

• Accounts Receivable Financing
• Inventory Financing
• Preferred Stock & Common Stock
• Royalty Financing
• Junior Capital
• Purchase Order Financing